XTB Review 2025: Your Guide to a Leading Global Broker
Explore XTB’s diverse offerings, advanced platforms, and competitive fees to elevate your trading experience.
Introduction
XTB is a globally recognized broker known for its diverse asset offerings, intuitive platforms, and competitive fees. With access to over 5,800 instruments, including forex, stocks, ETFs, commodities, indices, and cryptocurrencies, XTB caters to both beginner and experienced traders. It also stands out with interest paid on uninvested funds and an ISA offering for UK clients. In this review, we’ll explore XTB’s features, fees, regulation, and more to help you decide if it’s the right broker for your trading needs.
Key Features
- Minimum Deposit: $0
- Tradable Assets: Forex, Indices, Commodities, Stocks, ETFs, Cryptocurrencies
- Tier 1 Regulation: FCA, CySEC, KNF
- Trading Platforms: xStation 5, xStation Mobile
- Maximum Leverage: Up to 1:30 (Retail), Up to 1:500 (Professional)
- Main Features: Access to over 5,700 instruments, commission-free trading on stocks and ETFs up to €100,000 monthly volume, user-friendly proprietary platforms, comprehensive educational resources, 24/5 customer support
Pros and Cons of XTB
- Diverse asset selection, including real stocks, ETFs, and CFDs.
- User-friendly proprietary platforms: xStation 5 and xStation Mobile.
- Competitive fees with commission-free stock and ETF trading up to €100,000 monthly volume.
- Regulated by top-tier authorities, ensuring a secure trading environment.
- ISA (Individual Savings Account) offering for UK clients.
- Interest on uninvested funds for eligible accounts.
- Inactivity fee applies after one year of no trading activity.
- Limited access to certain asset classes, such as options.
- No service for clients from the United States.
XTB Fees Overview
XTB provides a competitive fee structure, appealing to both active and passive traders. Here’s a breakdown:
- Forex and CFDs: Low spreads starting from 0.1 pips.
- Stocks and ETFs: Commission-free trading up to €100,000 monthly; 0.2% fee applies beyond this threshold.
- Commodities: Tight spreads on key commodities like gold and oil.
- Cryptocurrencies: Competitive spreads on major crypto CFDs.
- Non-Trading Fees: Free deposits, withdrawal fees of €5 for amounts below €50, and a 0.5% currency conversion fee.
- Inactivity Fee: €10 per month after one year of inactivity.
Disclaimer: Fees are accurate as of January 2025 and are subject to change. Please visit XTB’s official website for the latest updates.
A Closer Look at XTB's Trading Platform
XTB’s proprietary platforms are highly regarded for their functionality and ease of use:
- xStation 5: A powerful web-based platform with advanced charting, one-click trading, and real-time performance statistics.
- xStation Mobile: Offers full trading functionality on the go with a clean and intuitive design for iOS and Android devices.
Discover XTB’s Trading Platform Today!
Assets You Can Trade on XTB
Forex
Spreads starting as low as 0.1 pips.
Leverage options up to 1:30 for retail traders.
Access to advanced trading tools on xStation 5.
Stocks & ETFs
Commission-free trading up to €100,000 monthly volume.
Fractional shares available for flexible investing.
Track performance with advanced research tools.
Crypto
No need to own the underlying asset for trading.
Tight spreads on major crypto pairs.
Trade 24/7 with high liquidity.
Commodities
Access energy commodities such as crude oil and natural gas.
Tight spreads starting from 0.03 pips for key commodities.
Indices
Competitive spreads starting from 0.4 points.
Leverage up to 1:20 for index CFDs.
Real-time market data and analysis tools.
Is XTB Safe to Use?
FCA (UK)
Strict oversight for UK-based clients.
CySEC (Cyprus)
Ensures compliance with EU financial regulations.
KNF (Poland)
Regulates XTB’s operations in Poland and Europe.
DFSA (Dubai)
Provides regulatory oversight for Middle Eastern operations.
Additionally, XTB is publicly listed on the Warsaw Stock Exchange, enhancing its transparency and credibility.
How Does XTB Handle Customer Support?
XTB offers comprehensive customer support tailored to its global client base:
- Live Chat: Available 24/5 for real-time assistance.
- Email Support: Quick responses for detailed inquiries.
- Phone Support: Regional phone numbers for localized support in multiple languages.
Start Trading with XTB Today!
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 75% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.